Up to now, Apple Pay only works with a credit card in Germany. Commerzbank now wants to change that.
The Apple Pay iPhone payment system was originally only available to credit card holders, but Commerzbank is now the first in Germany to introduce a solution for the Girocard, which is more widespread in Germany.
For this purpose, customers create a free Virtual Debit Mastercard in the Commerzbank banking app, as the bank explained. This is then added to the wallet – the digital wallet on the iPhone. The amounts are booked directly to the account.
Apple announced a solution for the Girocard last year. In the Corona crisis, the proportion of contactless payments at the checkout had recently increased significantly.